Financing Model
Capital Structure
🏦
Debt Financing
Hard Money Loans
Non-recourse, asset-backed financing from institutional lenders. Loans secured by property — no personal liability beyond the deal.
Non-recourse Asset-secured Deal-level risk
💼
Equity
Internal Capital
$1M+
Internal equity deployed across active projects. Entity-level borrowing structure for clean, scalable capital management.
Entity-level borrowing Skin in game
Capital Breakdown Per Deal
Hard Money (Debt)~75–80%
Internal Equity~20–25%
Rehab ReserveFunded at close
🛡️ Non-Recourse Structure
Each deal is isolated at the entity level. Hard money loans are secured only by the property — lender exposure is limited to the asset. No personal guarantees cascading across deals.
Per-Deal
Risk Isolation
Entity-Level
Borrowing Structure
USA Capital Group